Visa acquirer reference number format

Reference Number This feld must contain the value from the original authorization request message. It is often used to determine where a transaction’s funds are at a certain time. Introduction of a unique PAR allows all participants in the payments chain to have a single, non-sensitive reference value assigned to a payment account, re-enabling monitoring and tracking of all activity related to that underlying payment account.

The customer service girl probably had no idea what you were talking about, although these are used quite a lot, especially when payments are sent by recrediting a card. Acquirer Tax Reference No. T or in the case of a new format TRN, 7numeric and check characters i. TH If the number commences with IE then this should be removed. A 23-digit identification number associated with every draft and voucher. For Visa , it consists of a format code, BASE identification number (BIN), capture date, film locator, and check digit.

For example, if an issuer may only access Visa Signature offers, the other payment type options are not returned in the Reference Data API response. The reference number is created technologically and designated. Digit is the last number of the year of processing (this year). If you are a financial institution (or have a Visa acquirer POS license), you can decide which of your licensed BINs you will use for funds transfer activity. The acquirer receives all transactions from the merchant to be distributed to the issuing banks.

Looking for abbreviations of ARN? Top ARU Audio Response Unit. Such as voice authorizations.

Format of the batch reference number will vary depending on the settings you have agreed with your chosen acquirer or other payment method service provider. Transaction reference number. In a number of cases, the names of data elements and message classes can become confusing when used in descriptive paragraphs. The word authorization is a typical example.

It is an activity undertaken by a card issuer, it is the name of a message class where an acquirer requests a card issuer to undertake the activity and it is also a word used. Matches the first four digits of the account number. Signature Panel – “ Visa ” is repeated on the back of the Card.

Bank Identification Number (BIN) is printed under the embossed Account Number. Account Number and the Card Verification Value (CVV2) are indent-printed on panel in reverse italic type. Hologram – Depicts a dove in flight. There are a number of different parties involved in a basic eCommerce transaction.

Value set by the acquirer to track the transaction, when present. Exceeds Withdrawal Frequency Limit: Occurs if the defined withdrawal frequency limit has been exceeded. To further assist issuers, this new Visa CPP Quick Reference Guide provides detailed guidance and descriptions and examples of each of the required data fields necessary for reporting a CPP to Visa. IPC prompts for Card number , expiry date, CVV and State code on the PED.

In some cases, ISOs (independent sales organizations) serve as a bridge between the merchant and acquirer , thereby playing a role in MID acquisition, as well. You will have to develop a relationship with visa acquirer banks, which will help you create an account to do settlement on behalf of your clients which has different bank’s issued cards. The bank identification number uniquely identifies the. Result of CVVsecurity.

AVS check on the first line of the customer’s address, when available. The BatchPurge causes all the associated payments and credits to be removed from the batch, with payments returning to the Approved state and credits returning to the Void state. A unique character value that Visa assigns to each transaction and returns to the acquirer in the authorization response.

Visa uses this value to maintain an audit trail throughout the life cycle of the transaction and all related transactions, such as reversals, adjustments, confirmations, and chargebacks. The number of records for each page is defined by the records_per_page parameter. For example, if the total number of records is 40 and records_per_page is set to 20 then page will display record 1~20 and 201~4on page 1. If you initiate a Card payment and you set the GenerateCreditCardToken parameter to true, a token element is sent in the response, containing the value of the newly created credit card token, that you can use for future payments.